Nine tools. Each one answers a single question.
Use these before you choose coverage, and again every AEP. No account required. New to the jargon? Browse the acronyms & glossary →
Turning 65
IEP Timeline
You get: Pin your 7-month Initial Enrollment Period to your birthday.
Open tool →Working Past 65
You get: Check whether delaying Part B may be OK, so confirm with your HR or benefits office.
Open tool →Path Quiz
You get: See how your answers line up with Original Medicare plus Medigap or with Medicare Advantage.
Open tool →Penalty Estimator
You get: See one year of the Part B and Part D late penalty, in dollars. The extra usually continues for as long as you have Part B or Part D.
Open tool →Already on Medicare
Enrollment Window Today
You get: Untangle IEP, AEP, OEP, GEP, and SEPs for your situation.
Open tool →AEP Checklist
You get: A practical Oct 15–Dec 7 review of your coverage for next year.
Open tool →IRMAA Checker
You get: Estimate 2026 Part B and Part D income-related surcharges.
Open tool →Med-Supp Compare
You get: See what each standardized Medigap letter covers.
Open tool →