Free · No account · Plain English
Know your Medicare enrollment dates.
Plain-English tools for people turning 65 and for anyone re-shopping during AEP or OEP. Find your window, see your penalty in dollars, and talk to a licensed agent only if you want to.
Start with your situation
Nine tools. Each one answers a single question.
Pick the question you have. You'll get a clear answer with your own dates and dollar amounts, not a wall of rules.
1Turning 65
- IEP TimelineYou get: your 7-month window with exact dates
- Working Past 65You get: whether your job coverage lets you wait
- Path QuizYou get: how Original Medicare plus Medigap and Medicare Advantage differ
- Penalty EstimatorYou get: one year of the late penalty in dollars
- Join a free Medicare 101 classYou get: an educational class on Google Meet. No plans are sold.
Who built these tools
Medicare shouldn't take a meeting to understand. Start with the tools, and reach out if you want help with the next step.
- Educational only, no plan sign-ups on this site
- No account, no email needed.